Banking Module

Credit Scorer

Calculate credit scores using FICO-style methodology with detailed factor breakdown.

Simulated

Credit Scorer

Mode: Simulated

This lab runs fully in simulation mode. No backend required.

Annual Income ($)

Total Debt ($)

Credit History (years)

Late Payments (30+ days)

Credit Utilization (%)

% of available credit used (< 30% is ideal)

Account Types

Diverse mix improves score

Score Calculation Log

// Enter applicant profile
// Calculate score to see breakdown